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Application · Regulatory Reporting

Monui

Built on Limni · Deployed in Banking

OCC FFIEC 041/051 call-report system for de novo and established trust banks. Monui extracts, reconciles, validates, calculates, and forecasts regulatory filings daily — generating XBRL, SDF, and iXBRL outputs from live Workday Financials and core-banking data with full audit traceability.

Capabilities

Quarterly call reports, automated end-to-end.

Monui covers the full FFIEC pipeline — from raw GL data to a filing-ready package — without manual reconciliation. Multi-tenant for institutions running multiple chartered entities.

  • FFIEC 041 / 051 Compliance

    Schedules RC, RI, RC-C, RC-D, RC-F, RC-R, HI implemented; 1,076 MDRM codes covered for 051 filings.

  • Three Filing Formats

    XBRL instance documents, SDF (CDR upload), and inline-XBRL HTML viewable directly in a browser.

  • Workday SOAP Integration

    Live Workday Financials integration via WS-Security: WID resolution, balance aggregation, journal-line extraction.

  • Three-Layer Ledger Mapping

    Excel-based mapping import; GL → MDRM, schedule → MDRM, and formula evaluation engines composed across the pipeline.

  • Automated Variance Detection

    Real-time reconciliation between Workday GL and core banking with configurable thresholds and alerts.

  • 50+ FFIEC Validation Rules

    Required, positive, calculation, range, and cross-schedule checks run on every filing before generation.

  • Quarterly Forecasting

    Linear and historical-growth forecasting methodologies with automated alert detection and 3-year historical context.

  • GAAP Sign Conventions

    Debit-normal (Assets/Expenses) vs credit-normal (Liabilities/Equity/Revenue) handling applied automatically per MDRM.

  • Immutable Audit Trails

    Every data ingestion, calculation, and filing operation logged with SHA-256 checksums and seven-year retention.

Quantum-Resilience

Quantum-safe across a seven-year window.

Monui inherits post-quantum cryptography from the platform it runs on. Filing packages and the seven-year audit trail behind them stay confidential and verifiable — under the PQC posture bank examiners are beginning to expect, with no migration project to schedule.

  • Protects Seven-Year Filing Archives

    Regulatory filings and their evidence are retained for years. Under a harvest-now, decrypt-later threat model they are protected with post-quantum cryptography today, not after the threat arrives.

  • Built to Sign Filings Post-Quantum

    Monui's immutable audit trail is designed to carry post-quantum signatures alongside its SHA-256 checksums, so filing integrity holds up to examiner review across the full retention window.

  • Crypto-Agile, Examiner-Aligned

    Algorithms rotate as NIST standards evolve. Monui tracks the federal 2030 and 2031 PQC benchmark that OCC-supervised institutions will be measured against.

Product Walkthrough

See it inside your environment.

Monui walkthroughs are available under NDA. Schedule a deployment assessment to see the actual filing dashboard, schedule viewer, and Workday integration running against representative trust-bank data.

Schedule a Deployment Assessment
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