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EAGLES2

Built on Kundi · Deployed in Banking · Not CAMELS.

An independent, outside-in read on every FDIC-insured bank, every quarter. EAGLES2 scores Earnings, Assets, Liquidity and Equity from the public Call Report record and flags the distress tail early. Governance, Security and Staffing — the half a Call Report can't see — are scored in the deep dive, from your own documents, with Bank Assay.

For the record

EAGLES2 is not CAMELS.

EAGLES2 is not CAMELS. It is an independent Frontier Foundry opinion built from public and third-party data, not from confidential supervisory information; it is not CAMELS or any other supervisory rating, and it is not affiliated with or endorsed by any regulatory agency.

  • Not CAMELS.

    Seven categories, not six. Ours, not the agencies'. Any resemblance to a six-letter supervisory acronym is entirely coincidental.

  • Not confidential.

    Built only from public and third-party data. No confidential supervisory information goes in, and none comes out.

  • Not supervisory.

    An independent Frontier Foundry opinion. No regulator assigns it, reviews it, or endorses it.

  • Not a year late.

    Rescored every quarter as Call Reports publish, so the read is current rather than one exam cycle old.

The market

U.S. bank health, Q2 2026.

EAGLES2 across 4,313 FDIC-insured banks. The category averages are the four scored from public Call Reports — Earnings, Assets, Liquidity and Equity — each against the bank's asset-size peers.

Banks scored
4,313
EAGLES2 composite
50.1 / 100
Grade 1–2
50.2% strong or satisfactory
Grade 4–5 watch tier
14.3% relative
Grade mix · 1 strongest → 5 weakest
10%41%36%13%1%
Earnings
50
Assets
50.1
Liquidity
50.4
Equity
36.5

Peer-percentile scoring re-centres each quarter, so cross-sectional standing is the meaningful axis. Grade 4–5 is a relative watch tier, not a failure call. As of Q2 2026. Not CAMELS.

Your bank

Find your bank.

Search any FDIC-insured bank by name, city or FDIC certificate number. You'll see its public profile and the Bank Assay obligations its charter carries — then tell us how deep you want to go.

Go deeper

Outside in, then inside out.

  • EAGLES2 deep dive

    The full seven-category read on your bank.

    We walk you through the financial read and what drives it, then score Governance, Security and Staffing from your own documents — deterministically, so every point traces to a finding. Still not CAMELS.

    Go deep on EAGLES2 →
  • The full Bank Assay feature set

    Every obligation your charter carries.

    20,598 live federal and state obligations from 75 authorities, scoped to your charter and overlaid on your policies and controls: a scored gap register, a remediation roadmap and an exam-ready evidence map. About Bank Assay

    Get the full Bank Assay →
Both, please — request the deep dive
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